Mortgage & Home Loan in Dubai
At Finmaas, our service programs have been carefully formulated to help you understand even the most complicated financial products in the simplest possible terms. While employing everyday language and easy terminology, our goal is to help you to make an informed financial decision. For each of our focused customer segments, we offer a specific expertise set that can best cater to their short-term and long-term requirements.
Mortgages for First Time property buyers
Taking that first step can be exciting, while still being fairly besieged by doubts, uncertainties and a need for professional guidance. At Finmaas, we recognize that a complex choice like mortgage finance can be really simplified if you have the right advisor on your side. An advisor truly committed to your priorities will present your case to the Bank and steer your engagement so that you are able to achieve the best outcome. We will help you maximize a complex decision that is linked to a long-term commitment to a bank or financial institution.
At Finmaas, we take you through several different possible scenarios that help you to make an educated mortgage finance decision. This also enables our experts to pinpoint the ideal mortgage finance plan that will best serve your interest. We do this while ensuring complete transparency in the entire process so that your choice will be easy for you to abide by and your financial commitment will not unduly overstretch your budgets or compromise your lifestyle.
Added to that, we educate you on the basic mortgage terminology so that you understand your mortgage contracts better. Our advisors are competent and friendly to set your mind at ease with respect to any apprehensions that you may have about mortgages.
Mortgage for Buying Residential Property
In the UAE, more than 20 banks and financial institutions offer a variety of mortgage products. Each of these banks targets a specific customer segment and formulates mortgage products that are aimed particularly at that segment, with the best product and pricing offer to appeal to that specific audience. Given that huge spectrum of mortgage options to choose from, finding the right product and best pricing is a daunting task. So, how do you pick what is perfect for you?
At Finmaas, our experts liaise closely with an extensive network of banks. That puts us in the perfect position to assist you much better in choosing the mortgage product that is ideal for you. Being well versed and well experienced with UAE banking practices and processes, we are confident that we can help to pilot your transaction from beginning to end in stress free and hassle free manner.
Mortgage for Buying Commercial Property
Banks are understandably very selective when financing commercial properties. But we at Finmaas help you to acquire commercial finance for land, offices, warehouse, retail shops, labor camp, building, multiple units or any other commercial premises in the UAE with very competitive rates on loan to value. While assuring you peace of mind, we facilitate access to the ideal mortgage finance option which maximize your return on investment and saves your precious time.
Cash Finance at Low Rates against Existing Property
Most people avail finance at expensive rates without tapping into the positive equity of their property. At Finmaas, we can help you to get the funds that you need at attractive terms against your property’s equity value even if your property is already mortgaged.
Transfer Existing Mortgage/Equity Release to another bank/ financial institution
Given the fluctuations and variety in mortgage rates, it may turn out to be quite likely that you may be dissatisfied with your existing mortgage finance terms; and you may be considering transferring your mortgage commitment to another bank or financial institutions. This is yet another area where our experts at Finmaas can help you to make a well-informed choice. Remember that most banks and financial institution would like to retain you and hold you to your existing mortgage product. This explains why they set high mortgage transfer charges. Please be sure to review your existing agreement to understand the cost of transferring the mortgage.Most people avail finance at expensive rates without tapping into the positive equity of their property.
At Finmaas, we can help you to get the funds that you need at attractive terms against your property’s equity value even if your property is already mortgaged.
Mortgages for Non UAE Residents
Quite naturally, UAE banks are extremely cautious and very conservative when financing Non Resident customers. In fact, very few banks and financial institutions offer financing to Non Resident customers. Moreover, the documentation and process for this is very lengthy and daunting. With Finmaas Mortgage Consultancy on your side, you can be sure that our experience in this area will help save you a lot of hassle and inconvenience in availing finance.
Mortgage against Under Construction project
In UAE, banks are very selective when financing off plan projects, not every lender does it, but with our extensive networking we get you the best possible mortgage options for under construction property, which ensure maximum loan value for your investment. We can also cater your needs for finance on commercial, warehouse and building construction.
Project Finance
We assist our client in developing and planning strong financing structure of capital intensive project, from the planning stage to the completion, from residential to commercial development. We understand that Project financing requires reliable financial structure with the essential features of the project. We arrange both Debt project financing and Equity project financing for our client.
Portfolio Management
We provide the full range of investment solutions in order to maximize returns and enhance asset value of our clients. We have a dedicated Portfolio Management Finmaas team who understand the investment cycle and work closely with corporate and individual property investors, traders and end users, advising them with the best investment options along with the capital gain. We have been a preferred choice for our clientele due to our highest service standard, strong understanding of realty market and industry proficiency.